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Group: Umbrella

What is a P87?

A P87 form is a document you can use to claim tax relief for you work related expenses. You may be able to claim tax relief if you use your own money for things that you must buy for your job OR if you only use these things for your work.

You cannot claim tax relief if your employer either gives you all the money back or provides an alternative (e.g. if your employer gives you a laptop but you want a different type or model).

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What is tax relief?

Tax relief reduces the amount of tax you have to pay. The amount of tax relief you get will not be the same as the amount of expense you have claimed for. You’ll get tax relief based on the rate at which you pay tax.

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Why do I need to send in receipts?

If an expense has been genuinely incurred, then there should be a receipt. We require receipts as HMRC can challenge expenses that have been submitted and Apex conducts audits on claims to ensure only legitimate expenses are claimed.

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Can I claim expenses?

When you register with us, we conduct a comprehensive SDC test to establish if you as a contractor are eligible to claim expenses. Also, if you are a multi-site worker you may be eligible to claim expenses.

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Can you help me if I work for multiple agencies?

We can help you if you work for multiple agencies. It is often found to be beneficial if you use one umbrella company for all your payments even if the work has been carried out through multiple agencies as all your information is kept together and in one place for you.

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Who do I call if I have a query?

Feel free to contact one of our team on 0151 652 2573, who will be able to go through any questions or queries you may have.

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Is there a workplace pension scheme?

All employers are legally obliged to enrol their employees into a workplace pension scheme. Apex automatically enrols employees into our workplace pension scheme after a period of  12 weeks, after which you will automatically be enrolled into the scheme and you will have a month to opt out of the pension scheme should you choose and any deductions will be refunded. If you do not opt out, pension contributions will be deducted from every payroll run and sent to our chosen pension scheme ‘The People’s Pension’. For more information on workplace pension schemes, or more details of our pension provider, here is the link to their website.

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How do I ask for my holiday pay?

You can choose to have your holiday pay paid out each week on top of your basic pay. Alternatively, you can request Apex to retain and pay it to you when you take a holiday via our holiday request form, a copy of which can be found in the downloads section of our website.

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What are Apex’s opening hours?

Monday to Friday, 8.00am – 5.30pm, excluding bank holidays.

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What if I don’t have a P45 from my previous employer?

You will find in our downloads section on our website that you can complete a ‘starter checklist’ which replaced the P46 form. Upon registration we can assist you in completing the ‘Starter checklist’ if required.

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