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Group: Insurance

Public Liability

A ‘must have’ for anyone working as a contractor, public liability insurance covers compensation payments and legal costs in the event that you/your business injure or cause damage to another person, organisation or their property. This could include a member of the public, a client or a supplier etc. Apex provides public liability cover of up to £5,000,000.

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Professional Indemnity

Professional indemnity insurance covers any compensation payments or costs that may be awarded should you be shown to have provided a poor quality of service which has, in turn, caused your client to lose out financially. It can also be called upon to cover any expenses and legal costs that may be accrued in your defence. Apex provide professional indemnity insurance up to the value of £5,000,000.

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Personal Accident

The personal accident insurance provided by Apex is designed to pay out compensation in the event of personal injury or death, provided this occurs as a result of an occupational accident (including your commute). Should the worst happen, you and/or your loved ones could be financially supported.

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Employers Liability

Employers liability insurance is designed to cover any compensation payments and legal costs that may be incurred should an employee (current or former) sue an employer for injury or illness caused by their work. It’s a legal obligation for most organisations to hold this type of insurance. For work taking place in the UK Apex provides employers liability cover up to the value of £10,000,000. For offshore work and terrorism cover that figure is £5,000,000.

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Products Liability

Products liability insurance is designed to cover any compensation payments payable to a third party in the event that a product you/your business designs, produces or supplies causes an injury. Apex provides products liability cover up to the value of £1,000,000.

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